The Process
Simple. Clear. Sorted.
Three steps to sorted finance.
1
Start with a quick conversation a phone call, an email, or a contact form. No commitment, no forms to fill out, no credit check. Just us getting a clear picture of what you’re looking for and what your situation looks like.
2
We find your right option
Once we understand your situation, we get to work. We search across our panel of 55 lenders to find the right fit for you not just any approval, but the right lender with the right rate and the right structure.
Crucially, we do all of this without impacting your credit score. You’ll have a clear picture of your options before anything is lodged.
3
Once you’ve chosen the option that works for you, we handle everything through to settlement. The paperwork, the lender communication, the approvals all taken care of. You just get to enjoy the fun part.
Why It Works
Declined doesn't mean done.
Turned down at the dealership? Knocked back by your bank? We work with lenders others don’t including specialist lenders for complex situations, self-employed borrowers, and clients who’ve been declined elsewhere.
Protect your credit file
We check eligibility without a hard enquiry on your file.
One broker, whole journey
No handoffs. The same person from enquiry to settlement.
Place deals others can't
Access to specialist lenders and complex situation experience.
FAQ
Questions we get all the time.
Does applying affect my credit score?
No, not at the enquiry stage. We assess your options across 55 lenders without making a formal application, which means no hard enquiry on your credit file. We only proceed with a lodgement once you’ve decided on an option you’re happy with.
Can you help if I've been declined before?
Yes and this is actually where we do some of our best work. We have access to specialist lenders who operate outside the mainstream banks, and with 10+ years of experience we know how to structure and present an application to give it the best chance. Declined doesn’t mean done.
How long does approval take?
It depends on the lender and your situation, but many of our clients receive same-day or next-day conditional approval once a full application is lodged. Complex situations may take a little longer but we’ll keep you updated every step of the way.
What documents will I need?
Typically we’ll need proof of income (recent payslips or tax returns if self-employed), ID, and details of the asset you’re purchasing. We’ll walk you through exactly what’s needed for your specific situation no guessing.
Can I finance a private sale?
Absolutely. We regularly finance private purchases cars, boats, bikes, caravans and more. We know which lenders are comfortable with private sales and how to make the process as smooth as a dealership purchase.